Tag Archives: 1aDay

If You’re Not Saving, You’re Losing Out #1aDay

We’re supposedly in a new era of financial sobriety. Yet the evidence suggests otherwise.

Personally, I find this article very scary because at some point someone (unfortunately, it will probably be the responsible) will have to help save the irresponsible.

Need to save money? Here’s a few quick ways anyone can do so…

  1. Get rid of your insanely expensive wireless plan and switch to something reasonable
  2. Get rid of cable TV – there are way better things to do than watch the idiot box
  3. Get rid of all the extra toys (kid and grown-up ones)
  4. Get rid of the gas guzzler

Read the full article here

Emails Are Not For Real-Time Requests (and Other Rules) #1aDay

Here’s an article that’s been spreading like wildfire it seems, and while it raises an interesting idea it seems to forget that the reason people are contacting you like they are isn’t because they don’t know how to or what method to use. They don’t care about what’s convenient for you. They care about what’s convenient for them.

That’s not to say you have to use every communication method known to man or have notification turned on for all channels (for heaven’s sake, TURN OFF THE NOTIFICATIONS). Still, if you want to get a hold of me, please email. Just don’t be shocked if I don’t reply or it takes a while. We all have to set limits šŸ™‚

Read the full article here

The Male Dominated Field of Programming #1aDay

Apparently only around 20% to 30% of currently working programmers are female, and in my experience it seems to be closer to 20% than 30%. Still, the post raises some important points especially about behavior.

I want my girls to be able to do anything they are capable of and interested in just like I wish the same for any boy.

Still, regarding the cartoon, I half wonder if the person has ever watched a girl play with a doll. There is more going on in a 5 minute session than I can keep track of when I watch my girls with their dolls… And yes, they also love the “ipad” (aka Kindle Fire).

Read the full article here

Why a Big Tax Refund Isn’t as Awesome as You Think #1aDay

With tax season behind us, here’s a little PSA to remind you why a big refund isn’t actually all that great even if it may feel that way. I just need to remind myself of this every time I have to write checks to Uncle Sam šŸ™‚

Read the full article here

Make Your Fridge Last (Almost) Forever With These 8 Tips #1aDay

After the furnace, the most important appliance in your home is probably the refrigerator. It’s also one of the most expensive ones. When you spend $1,000 or more on an item, you want it to last for many years.

How many of these tips have you heard?

Read the full article here

Stop Fooling Yourself With These 7 Money Traps #1aDay

What are the 7 traps?

  1. Mental Accounting – Treating some money as more special than other money based on subjective criteria, such as how it will be spent or where it came from.
  2. The “Anchoring” Effect – Estimating the value of something based on irrelevant information (e.g., the “anchor”), such as the price you paid for it, the cost of something else you own, or what someone told you it was worth.
  3. Present Bias – Difficulty postponing immediate returns, or delaying gratification.
  4. Status Quo Bias – Preferring things you know over the things you donā€™t know, even if other options are superior.
  5. Restraint Bias – Overestimating our ability to resist temptation.
  6. Ownership Effect – Placing a higher value on the things you own, because you own them.
  7. Familiarity Bias – Gravitating toward products and investments that you know over unknown options, which may be better.

While some of them may be pretty similar I’m sure we all have a tendency to fall into one of the traps from time to time. For me, it’s probably “Restraint Bias” – especially once I’ve gotten an idea in my head that I want something. How about you? What’s your biggest trap?

Read the full post here

Heartbleed and the Importance of Two-Factor Authentication #1aDay

With the recent announcement of the Heartbleed vulnerability it’s more important than ever to consider your security precautions. Of particular importance you should be…

  • Using a password manager like LastPass or KeePass
  • Using Two-Factor Authentication wherever you can
  • Using strong passwords wherever you can’t use Two-Factor Authentication

So now a few details…

What is Heartbleed and why do I care?

For those who are not server administrators, Heartbleed made it possible for attackers to steal information from servers memory. Of importance to you, that information may have included usernames and passwords. Should an attacker have your username and password I’m sure you can figure out that they could do not nice things with that information.

What can I do?

Use a password manager like LastPass or KeePass

Tools like LastPass and KeePass are great because they give you a secure and central place to store your usernames and passwords. Plus a service like LastPass includes additional tools and can provide valuable services like they did with Heartbleed to let you know where you should be updating your passwords. Concerned about using a service like LastPass? Here’s a good article on why you may not need to worry.

Use Two-Factor Authentication wherever you can

As that article above pointed out, you should be using Two-factor authentication wherever you can. Two-factor authentication requires an additional step in addition to entering your password, usually by sending a message to your mobile phone or using an app on your smartphone. Basically, with 2 factor authentication, logins require something you know (your password) and something you have (your phone). In short, two factor auth prevents Heartbleed because should an attacker have your password, they still don’t have your phone and thus would not be able to login as you.

You can find a good site with lots of places that allow two factor authentication here. My suggestion, support companies like these with take security seriously.

Use strong passwords wherever you can’t use Two-Factor Authentication

If a site does not allow two factor authentication, I would highly recommend that you use a strong password. Here’s another place where a service like LastPass or KeePass come in handy because they can generate strong passwords for you.

Change your Passwords

Keep an eye on this list for when and where to update your passwords. Even if a site sends you an email saying they weren’t affected, it wouldn’t hurt to change your password and add it to your password manager. Chances are you weren’t using a secure one to being with.

Recline! Why “leaning in” is killing us

I thought there were some good points in this article: Recline!.

Two of my favorites:

  • The general American tendency to think that “more time at work” equals “better work” is exacerbated by the All Crisis All the Time culture
  • When a workplace is full of employees who always lean in and never lean back, it’s full of employees who are exhausted, brittle, and incapable of showing much creativity or making good decisions.

Five Reasons to Lower Your Thermostat

Here are Five Reasons to Lower Your Thermostat. Who can argue with…

  • Losing weight
  • Extending the life of your fridge (have you seen the prices of fridges?)
  • Better sleep

Find out the details and the other reasons in the article.

Weekly Round-Up: 2/2/14 to 2/8/14

The Weekly Round-Up is a once weekly collection of my #1Aday daily shares. Hope you find something of interest!

Mon 2/3
Melanie Pinola helps answer: How Should I Teach My Kids About Money? – http://bit.ly/1imvpoX

Tue 2/4
Melanie Pinola tells us: What Happens When You Tip: It Doesn’t Always Go to Your Server – http://bit.ly/1emPaxx

Wed 2/5
Thorin Klosowski gives us: Lessons from the Top: What We Can All Learn from CEOs – http://bit.ly/N1CyjX